Our Privacy Pledge To You
We take our client’s financial privacy very seriously and is committed to protecting it through this Privacy Policy. This Privacy Policy governs your access to and use of www.mhloans.com, including any content, functionality and services offered on or through this site. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with U.S. federal regulations and G. D. P. R. (General Data Protection Regulation) to guard your non-public personal information. We collect non-public information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transaction with us our affiliates, or others; and (iii) information we receive from a consumer reporting agency. We do not disclose any non-public information about our customers and former customers to any third party, except as permitted by law.
When accessing the Website, MH Loans will learn certain information about you, both automatically and through voluntary actions you may take, during your visit. This policy applies to information we collect on the Website and in email, text, or other electronic messages between you and the Website. MH Loans is providing you with this privacy policy to explain to you how we use any personal information we collect about you when you use our Website. This Privacy Policy is intended to provide you with information as to: (i) the type of information that is collected, (ii) how collected information is used and with whom it is shared; (ii) how we intend to protect the information; and (iii) how you can access, modify and/or delete such information. Please read the Privacy Policy carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Privacy Policy. If you do not want to agree to the Privacy Policy, you must not access or use the Website.
Security of Online Sessions
To protect the confidentiality of your information and online transactions, we encrypt that information using Secure Sockets Layer (SSL) technology, the highest industry standard. In addition, our online application process logs and attaches the IP address of your computer to your loan application. This is done for your security and protection.
Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number provided on our website: See what data we have about you, if any. Change/correct any data we have about you Have us delete any data we have about you. Express any concern you have about our use of your data.
How We Secure and Protect the Confidentiality of Your Information
At MH Loans, customer service, trust and confidence is a high priority. that is why we welcome this opportunity to describe our privacy policies, the steps we take to protect and maintain your information and to let you know how you can choose how your customer information may be shared.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.
How We Obtain and Use Information
We collect personal information from customers and maintain former customer records to: We will gather and disclose personal information only as allowed by law. We maintain rigorous security practices to safeguard your personal information. We are committed to delivering quality financial services that meet your needs. If we do not offer a particular financial product or service, we may, from time to time, join with carefully selected financial partners to offer that product or service to you. We will not disclose personal information about you to offer non-financial products and services. We believe that you are entitled to meaningful choices about how personal information about you will be disclosed.
How Does Internet Browser Security Work?
Recent versions of most internet browsers support the encrypted transmission of on-line documents and the data you enter on a web page. This means that instead of sending readable text, both your browser and the website's secure server encode all text using a security key. That way, personal data sent to your browser or data you send back would be extremely difficult to decode in the unlikely event it was intercepted by an unauthorized party. The key used for encoding is a random number that is unique to your session at the secure website. There are two grades of internet security: International-grade encryption uses a 40-bit random number negotiated between your browser and the web-server. This means that only one out of about 1,000,000,000,000 possible decoding keys can be used to decipher your data. Domestic-grade encryption uses a 128-bit key, so that the number of possible keys is vastly larger. At MH Loans, we use 128-bit encryption exclusively
We collect and keep the contents of email you send us in addition to your contact address and our response. This enables us to respond to your requests and questions. Email sent to us should be used for inquiries that are not sensitive or confidential as regular, non-encrypted Internet email (the email we use on most of the site) is not secure. If we need information beyond your name, address, email address and phone number, we will provide you with a secure email form. We will never request that you confirm your Personal ID, account numbers, Password or other sensitive information via email.
Notification of Changes
Whenever material changes are made to the privacy notice specify how you will notify consumers.
Other Provisions as Required by Law
Numerous other provisions and/or practices may be required as a result of laws, international treaties, or industry practices. It is up to you to determine what additional practices must be followed and/or what additional disclosures are required. Please take special notice of the California Online Privacy Protection Act (CalOPPA), which is frequently amended and now includes a disclosure requirement for “Do Not Track” signals. If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (888) 809-1145 or via email info@mhloans.com
GDPR Rights
The General Data Protection Regulation (GDPR) takes effect on May 25, 2018. This regulation standardizes data privacy laws across the European Union (EU). If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. Those rights include: Right of Access: Find out what kind of personal information is held about you and get a copy of this information. Right of Rectification: Ask for your information to be updated or corrected. Right to Data Portability: Receive a copy of the information you’ve provided under contract so you can provide it to another organization. Right to Restrict Use: Ask for your personal information to stop being used in certain cases, including if you believe that the personal information about you is incorrect or the use is unlawful. Right to Object: Object to use of your information where a party is processing it on legitimate interest basis, and object to have your personal information deleted. Right to Erasure: Request that your personal information be deleted in certain cases. To the extent that you provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent at any time. You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.